I know many of us probably did not plan to partake in the "GTA bucks" system that allows you to purchase in-game currency. But this question popped into my head this morning, after spending several hours last night reading angry--and, in some cases, violent--tweets and forums posts aimed at Rockstar. So I thought I would post it here and get your thoughts.
It is clear to me that Rockstar engineered the economy in GTA Online such that it encourages people to undertake microtransactions and buy the "cash cards" that grant in-game currency. Given the slow rate at which players accrue money (aside from spamming Violent Duct and partaking in similar explorts), how expensive it is simply to die, and how expensive many of the items are in the game, I think Rockstar was hoping that players would see GTA$ as a quick way to get the cars, homes and gear that they desperately want.
But with the horrendous performance of GTA Online and how widespread the issues with game save data and connectivity have been, I can't imagine that anyone would ever conduct a financial transaction through a Rockstar product any time soon. Even if they get all of the issues with GTA Online fixed and promise up and down that their system and servers are now entirely reliable, would anyone really trust them to securely process and retain our financial information as well as in-game currency? Would any of you still participate in microtransactions through GTA Online?
I am genuinely not "fishing" for an answer here. This is not a loaded question. I considered trying out the cash card system early on just to see how it works. But now I can't honestly foresee myself spending money or storing credits through their system. How do y'all feel?