@Oscar__Explosion: I mean like saving money for important things like a car or a house or the future.
I mean the kind of saving that involves you not going and buying the new game that just came out because you have loads of games you already have that you haven't played yet.
Well when I had a job I was really good about putting a portion of my pay directly into my savings for anything. Good thing I did that because I've been living off it since I moved back to California. Now that I'm finally working again I'll be going back to putting a portions of pay into savings.
Granted I don't make much to begin with I do a fairly good job at putting away every little cent I can. I do -all- my movie and game shopping from resale shops and I don't really buy a whole lot else. My fiance is the one with the good job, making the good money and she's -very- good at saving her cash so saving it isn't too bad when you live within your means and know what's "necessary" and what isn't for the most part.
Nah, I mostly fly by the seat of my pants when it comes to money. I can afford to though, because my condo fees and utilities are less than $300/mo, which is about the biggest expense I have. I may have to get better about it though, because I recently transitioned from employee to contractor. So instead of getting checks for a few hundred dollars every week, I got a big check last month and I'll get another big check for the same amount when I'm done with the project I'm working on. And since I don't know how long the project will take (or even really how much I'm spending) I'm banking on the fact that I don't really buy all that much extraneous crap to get me through the next few months.
Yes, but I picked no. There's very little I really want in life so I have spent the last 6-7 months just buying all the stuff I kept putting off. I'm at the point now where outside of a couple things I can never afford I got pretty much everything I want in a material sense. So in a few months once I got it all paid off I will have nothing to spend my money on and can keep a ton to save. So in the long run I feel like I'm setting myself up to save, but I picked no because as of today I'm spending every pay check to pay off debt and it will be that way for a few months more. Once that's over however I'm in the clear.
I don't get out much, so yeah.
This although I do find I buy a bunch of piddly little crap during the course of the week which I probably don't need like snacks and desserts. Food shopping when you're hungry is a big mistake, but after work is the time I usually stop at the grocery, so...doughnuts on sale? Mmm, forbidden doughnut.
I have disposable income for the first time in my life and I haven't really tried saving money yet in the past year. Im avoiding buying a car because I don't want all my money to go to gas and insurance and I don't intend to move out of my parent's house until I have my degree so there hasn't really been any need... this is probably a skill I should test, but I can't imagine I'd be very good at saving money for nothing in particular.
Yup. I'm one miserable, miserly fuck. I'm conflicted when I need to spend a buck on toothpaste.
On the plus side, I'll never be in debt.
On the negative, I spend a lot of time looking at stuff I want to buy without actually ever buying it. I don't have very much fun.
Yes, but once my savings account gets over a certain arbitrary number I have set myself, I tend to spend more. So it sort of hovers right around that number all the time. The number would only change if I were to receive a substantial pay raise or once I finally pay off my goddamn student loans.
I'm putting a large amount of each paycheck into my 401k, and I try not to live above my means. If a game comes out and I think I'll enjoy it then I will buy it, but besides games and food I don't spend money on much. I'll get things for friends/family from time to time as well.