I buy a lot of stuff online, and usually use both my PayPal acct and my Debit Card (used as a credit card) pretty equally, card more than PayPal. Reading through the comments of Dave's blog, I noticed that there seemed to be a good number of people against PayPal. Is there a certain reason for this? I figured I would just ask here and get opinions instead of reading all the conspiracy theory stories out there, haha.
So...PayPal or Credit Card?
Edit: Should've really added an option for I don't buy things online. Sorry bout that.
For online purchases, PayPal or Credit/Debit Card?
Paypal, don't got a creditcard as it has little use in the EU overall.
Can buy most of my stuff with IDEAL (instant bank transfer) or Paypal, so yeah.
What I use usually depends where I'm buying from. For Amazon I'll use my debit, but for other sites such as Ebay or NewEgg I'll use PayPal.
Credit Card. Paypal is just a scam trying to make it seem like its safer or easier. But if you are a vendor its a rip off, and you only use it because customers insist on using it.
I thought paypal used to be ok, but when I sold something on Ebay, I saw the scam.
I sold an ipod on Ebay, ebay charges you for selling item, fair enough. I then paid through paypal, and pay pal charges me for getting the payment. And guess what, Paypal is owned by ebay. What sneaky sons of bitches.
RecSpec, get a credit card that gives virtual card numbers (citibank for example). Just open the virtual credit card program. Generate a new number for exactly the amount of money you want to pay, and then pay for the purchase with it. They can't take any more money than you've authorized, and the credit card number will expire after your defined time limit.
All credit cards should work on temporary authorizations, but I guess there isn't enough demand for security out there.
I use my debit card as a credit card. I think the one or two times I wanted to buy something that only allowed PayPal, I just didn't buy them. Why go through a middleman?
I have a PayPal account but I have only used it a few times, because a credit card is more convenient for me.
Credit, but I would love to have one of those debit credit card combos so I don't have to worry about monthly fee's.
Don't like to trust websites with my info so I always use PayPal when possible. Don't know why anyone else would want to chance it. It is better to trust 1 website, instead of a bunch of them!
" Don't like to trust websites with my info so I always use PayPal when possible. Don't know why anyone else would want to chance it. It is better to trust 1 website, instead of a bunch of them! "I use discover, which has a one time number generator thing so that the number you use is only good for that transaction.
" @agentboolen said:That sounds like a good way to do it to. I'd rather use paypal just for the fact that i'm use to login in there site and not my credit card's site. But yea what ever protects your info is what you should use." Don't like to trust websites with my info so I always use PayPal when possible. Don't know why anyone else would want to chance it. It is better to trust 1 website, instead of a bunch of them! "I use discover, which has a one time number generator thing so that the number you use is only good for that transaction. "
" @DystopiaX said:Definitely agree. I just don't want to sign up for paypal and since i have discover anyway there's really no point." @agentboolen said:That sounds like a good way to do it to. I'd rather use paypal just for the fact that i'm use to login in there site and not my credit card's site. But yea what ever protects your info is what you should use. "" Don't like to trust websites with my info so I always use PayPal when possible. Don't know why anyone else would want to chance it. It is better to trust 1 website, instead of a bunch of them! "I use discover, which has a one time number generator thing so that the number you use is only good for that transaction. "
Use a credit card for everything. It offers you the most protection.
I never use my debit card for anything except getting cash out of my bank's ATM machines. If that card gets somehow stolen online or otherwise, the thief is going to be stealing cash out of my bank account whereas if one of my credit cards gets stolen and used, it's not my money and is no big deal.
Debit Card, or my parents CC. Unfortunatly it's impossible to get a credit card now(no credit history) so I'll just use my debit card. My dad also lets me use his card then I just pay him cash. I tend to not buy from any shady places so I'm not too worried about info getting stolen. 90% of my online purchases are though amazon.
I use paypal if the option is there. I don't keep money in my paypal account, I just use it to access my bank account when ordering stuff. Otherwise, I use my debit card to buy everything.
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