@adequatelyprepared: Definitely your OS, and I put almost all of my normally used programs on there as well. Essentially, anything that I have starting up with Windows or that I use on a regular basis goes on the SSD. You'll see a big difference if you have your OS and utilities on an SSD, plus I like the fact that it makes my PC virtually silent. The speed at which you can install, copy, and move files on SSDs is phenomenal. Boot times are crazy fast on SSDs also, I can get my gaming PC to boot to Windows desktop in under 15 seconds, ready to go.
What I do is use Stefan Jones' SteamTool to move games back and forth from my HDDs to my SSD depending on what I'm playing. It only takes a minute or two to move games back and forth, and it's easy and safe. Basically, SteamTool is a GUI for symlinks so you don't have to type them in manually. This way you don't have to delete a game and reinstall it just to move it between drives, which is a big deal for many people who have restrictive bandwidth caps on their home internet connections.
Some games benefit from being on an SSD more than others, but I have found that more often than not, games do fine when running off of one of my WD Black HDDs. Sometimes the difference is barely noticeable. I tend to keep whatever game(s) I am currently playing the most on my SSD, and then keep the rest installed on my platter drives if there is any chance I am going to go back to playing them anytime soon. I tend to by default install games on my HDDs, and then if I notice that load times are particularly long or the game is having difficulty streaming in data and I'm seeing a lot of pop-in, I move it over to the SSD to check for an improvement.
I would definitely suggest going for more than 120 GB if you can, though. On one of my machines I have a fresh, fully updated installation of Windows 8.1 Pro N and not much else on a 180 GB Corsair Force SSD, and there is only 120 GB free space remaining. That means on your proposed 120, you would end up with around 60 GB of free space...that may not even be enough to install one game to, and definitely not enough for something like GTA V. I suggest saving up and getting a 256 GB SSD if at all possible, it will be a big quality of life improvement over a 120. It would still be really nice to have an SSD for your system drive and most commonly used utilities, but with the size of games these days you'll be constantly worrying about what you can and can't install on it. You can get a Samsung 256 GB EVO SSD for under $100 now, I have several of these drives and they are fantastic. That probably isn't too much more expensive than the 120 GB drive you were considering, and you'll be able to do so much more with it.
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