Let's see
1st Playthrough (normal)
MC:
lvl99 Yoshitsune w/ immunity to all elements and Debilitate
lvl99 Lucifer w/ Ice Amp, Ice Boost + the usual
lvl99 Helel w/ Morning Star, Salvation, Auto-Matarukaja, Spell Master, Victory Cry + some other nice stuff
Party:
Chie - God Hand, Power Charge, Evade Fire, Dragon Hustle, etc
Yukiko - Burning Petals, Fire Break, Fire Amp, Fire Boost, Savlation, Amrita, Mediarahan, Evade Ice
Naoto - Megidolaon, Mahamaon, Mamadoon, Hama Boost, Mudo boost, Shield of Justice, Heat Riser, Invigorate 3
During boss fights Naoto would just be on Heat Riser duty + using items to heal the party while the others deal damage. Outside boss fights she just lays waste to everything.
2nd Playthrough (Risky)
MC:
lvl99 Yoshitsune (same)
lvl99 Helel (same)
lvl99 Norn - Debilitate, Auto-Matarukaja, Auto-Masukukaja, Auto-Marakukaja, Enduring Soul, Repel Elec, Repel Physical, Absorb Fire (strong to all elements except light/dark and has Enduring Soul so I can't die with her on - she's a great fight-starter as you come in with everyone having all buffs + debilitate)
lvl99 Izanagi No Okami - Megidolaon, Mind Charge, Angelic Grace, Victory Cry, Repel Physical, Repel Light, Repel Dark, Enduring Soul
Party:
Yosuke - Magarudyne, Wind Break, Brave Blade, Auto-sukukaja, Wind Amp, Wind Boost, Evade Elec, Youthful Wind (wearing a Demon Charm to give him +10 magic, making him a decently heavy hitter)
Yukiko (same)
Naoto (same)
Why the difference?
Some of the new bosses are very physical-unfriendly. Also, I wanted 2x Enduring Soul to take on Margaret on Risky, which I haven't gotten around to - I've soloed her with Yoshitsune after setting the difficulty to Normal though.
How did I level?
I found a Growth 3 skill card :D - I think you can distil one from a persona too, and I'd recommend that. After you do that, slap it on the persona you want to level then head into a dungeon with just your MC and Yoshitsune / Helel / Izanagi the crap out of everything until they die. You get 15k or so XP per fight this way, more so if you set it to "More" XP on New Game +.
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