Questioning why the photos even exist takes away some blame for the hacker and puts it onto the victim. That's how that works.
Why can't someone be even a little 'blamed' for doing something dumb?
Because people should have the right to have whatever private photos of themselves they like without some scumbag sharing them with the world. There's nothing dumb about it.
Now lock this fucking thread.
There's definitely something dumb about it when you know full well this kind of thing can happen. Now that doesn't make it anyone's fault but the 'hacker' but it's still true.
I will agree with your 2nd point though. Needs more flags.