" @TaliciaDragonsong said:I consider Hamburg one of the urbanest areas of Germany and there are only few people with credit cards." @alternate: Not really, only one guy I know has a CC around here, and a lot of EU's I spoke on games told me the same. Rawr. "Well I don't know where "here" is for you, "here" for me, the UK, they are at least as popular as in America I would say - that is why we have so much per capita personal debt. Pretty common where ever else I have been in western Europe too in all the urban areas at least. "