" This is why I never have used my credit card on the PSN, only vouchers. "
In case someone hacks the PSN and steals 775 million peoples information?
This was completely unpredictable. No one, not even you could have known this was going to happen.
This wasn't unpredictable, information is being stolen on the net all the time. If it's 5 people or 77 million that are affected doesn't matter to me if they get my credit card info. have you been under a rock for the last decade? This is big business on the internet.