I'm not sure what "downsides" you see to the 10600k? The only real one is a lack of PCIe 4.0 support, which as of right now is kinda irrelevant because neither PCIe 4.0 NVMe nor PCIe 4.0 GPUs, like the new Nvidia 3XXX series, show any real-world advantage for PCIe 4.0 right now.
If past PCIe jumps are anything to go by, then even a card like the 3090 will only have a minor performance impact from the lack of PCIe 4.0, Nvidia does not seem to care at all because all their benchmarks were made on an i9 Intel system on PCIe 3.0.
On the upside the 10600k has a lot more gaming performance than a 3700x, particularly once it's overclocked you can get 10900k performance levels out of it. Which depending on the game can end up making a difference of up to 20 fps to a 3700x, as Zen 2 performance doesn't scale that well when overclocking.
So if gaming is the thing you care about, then the 10600k is right now a very solid choice offering top gaming performance at a rather affordable price if you are able and willing to OC. The more productive tasks you have, the better the 3700x becomes.
There's also the option of going AM4 with a very affordable Zen 2, like a 3600, and hope that Zen 3 will manage to offer something that kicks the gaming performance crown off Intel, and then upgrade to that.
@facelessvixen: Thank you for all the information. It has be so helpful. I kept out of the loop on purpose to avoid temptation. What do you think of the i5-10600K? Reading performance reviews it sounds like it gives almost the same game performance as the 10700K but because it's an i5, less performance on work tasks. Since you also use it for video and photoshop, how huge will the difference be between the i5 and i7?
i5-10600K is significantly cheaper than both the 3700X and 10700K which is why I'm suddenly drawn to it.
Edit: Nevermind. There are too many downsides. The Ryzen 7 3700X still looks appealing.
I've settled on these parts. I hate to use Amazon but they're so much cheaper.
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