@thehbk: do you care about interest rates? I wondering if that should even be something I should be concerned with.
I've actually had b of a, wells Fargo, and chase all at one point. JM not a fan of b of as hidden fees. Wells Fargo was good from what I remember (I had a checking/savings combo.) And chase I didn't have major issues with. Really, i probably should have just stuck with wells Fargo or chase. I didn't have a bad experience with them and I only ever got hit with a fee when I overdrafted. And maybe having a fee attached to that will encourage me to curb my spending.