Black PS4 with silver wired stereo headset and Destiny @ Amazon. Or perhaps the bundle that includes The Last of Us and Destiny.
Or better yet, replace Destiny with Far Cry 4.
All of those options are 399.99. Given your choices, I'd go with the camera. It will hold its value, but Shadowfall can already be found for cheap, and will likely be a PS Plus title sometime in the future.