Never had a credit card before, thanks to student loans fucking my credit score before I was even 18. Now that I'm over those things and my chances of getting a card are slightly higher than 0% I'm wondering what cards would best suite me and my situation. I know there are various cards that offer cash back and higher values based on categories of purchases such as groceries or what have you, are there cards out there that you guys prefer for redeeming video game stuffs.
I was looking at the Amazon.ca CC thinking this might be a good start since at worst it gives credit for the site which can translate to credit for games purchases (either physical... yuk... or digital through buying those xbox/ps store gift cards). Are there any cards better suited to a games purchasing lifestyle, or should I just focus on the ones that would best build credit, frankly though it seems there is little difference in any of the cards I've seen. Sometimes they charge an annual fee and reduce the interest, or the reverse is true... neither seem like they are better than the other really (since in an ideal world the interest rate shouldn't be hit if you are using the card properly, and the $20 annual fee is so small that who gives a fuck right?). Is it just down to the rewards then?
Brad had mentioned many times in the past that he had accrued many Sony store points, I think it was through a CC, are there none amazon cards out there that can translate to great video game based rewards?
Cheers.
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