@spartica: I feel your pain in a different way. I do have a job and it pays pretty well, but I'm still very broke or else I would grab you something under 5 bucks. Aside from that, there are some great F2P options that aren't pay to win; it just depends what kind of game you want.
FPS: Planetside 2 or Team Fortress 2
Diablo-esque: Marvel Heroes
WoW Clone: Ragnarok Online 2 (from what I've played, its pretty good)
Some honorable mentions are: Warframe, Star Trek Online, Star Wars: The Old Republic (however it is pretty restrictive in its F2P), Rift (just went F2P and I LOVED that game back when it came out; not sure how restrictive it is now though), Neverwinter
I hope this helps and I hope the job hunt turns positive soon. I feel your pain. I got my education degree in 2009 and have yet to land a job in that field (certificate expires this time next year) but I've luckily been able to get some work on the side to pay my bills.
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