Coil whine is one of those things you just can't predict. It can be specific to a certain GPU/PSU combo, or just be an issue under certain levels of load.
FWIW, I actually picked the very card you're returning because it had the fewest anecdotal reports about coil whine coupled with the best performance and a backplate. Given that the ASUS, MSI, and Gigabyte cards all have different power inputs and different components as well (MSI loves to tout their "military grade"ness), if you're having problems with one you'll probably be fine with another. A bunch of people had issues with the MSI 970 and swapped for the Gigabyte with no issues, so I can't imagine going in the other direction wouldn't have a similar effect.
Also, both the ASUS and MSI cards stay passive (fans off) until you reach a certain temp. I was close to picking the MSI before the coil whine reports came in, and skipped over the ASUS because of the lower max clock. YMMV.
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