I use Lastpass. The browser extensions are free. It syncs to the cloud (and is well encrypted). It has a web interface for machines that you can't install the extension on. It's free.
If you want mobile support it's $12/year.
I've been using it for a couple of years. It's been great and I've never had an issue. Give the browser version a shot for free.
Yeah it sounds nice...Can you login to it and have it show you all your passwords? Because if you couldn't, how could I login to apps like Facebook, Twitter, etc., or login to games that require accounts?
Yep. You go to lastpass.com, login, and you have access to your entire password database. You can view them and copy/paste. You can access the website for free on mobile as well. The $12/yr premium access for the app is more about convenience.
I don't even think about passwords anymore. When I register for a site I hit the generate button which creates and stores a new password. When I open up a site it automatically fills in my password (if I choose).
edit: And to respond to your edit, I use a really long and complicated pass phrase for my lastpass password. It's something that would take a very long time to crack and be impossible for someone to guess based on knowing me. It's essentially a nonsense phrase with non-English slang. It's very easy for me to remember and quickly type in. I couldn't remember a different one for every site, and most sites don't even support a password like that.
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