@neozeon: Also, to be clear, this is end-game (something that'll be developed not only via weekly patch changes but the monthly new content - so April and May both have an Incursion being added, first to the south east corner where an icon already exists when you finish the solo campaign and then to the north west expanding up to Central Park; those seem to bring gear sets and presumably set bonuses so anything you're grinding for now just means you're better prepared for doing the Incursions and what may well be ilevel32 gear drops there).
The reason why Phoenix Credits are the only valuable currency is that the assumption is you already have 100% purple ilevel30/31 gear first. 6 gear slots, 3 weapons, up to 12 weapon mods, variable (as a mod slot is just a stat roll so you can reroll any slots into other stats) gear mods. Junk that ilevel 28 purples you got from the final mission, go through all your weapon mods and make sure you've got the max level ones. All of that upgrade cycle to make sure you've got the tier before end-game can be purchased with DZ credits etc. Hell, my ilevel31 purple DMR was just a random drop in the world from a named elite doing a patrol.
The PCs are just for that final step up to the best gear in the game. Top rarity (yellow/gold vs purple) and ilevel31 (stuff has both a minimum level, maxing out at 30, and an item level displayed at the end of the stats view - some items are ilevel 31 and these are the ones you want to be using) - keep going until you get the combo of stats you really want from the random drops or gear crafted from the PC blueprints [you get blueprints and craft your own because the PC items for sale as just generated via the blueprint designs are rarely are ideal so you can pay PC and get infinite rolls as long as you've got the crafting mats or buy it once and be forever stuck with the stats the item came with].
But before then, maybe check out the ilevel 30 purples for DZ credits (vendor in your home base, downstairs, has the DZ credit purples - new stock every hour) as soon as you hit lvl30. Just see if there's any good stats combos there to upgrade anything you're wearing that's lagging behind. As DZ credits are otherwise not that useful, it's not as if you've got better things to spend them on.
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