I very much doubt that the current model of payment will continue past Star Citizen's release. It's set up right now for people who want to fund the game's development and get something for themselves at the same time, that's why there have been limited time offers and all that other 'money-grubbing' stuff.
As for pay-to-win and free-to-play as a whole, it really all depends on how it is executed or how 'gross' it is. And because I'm lazy and the 'grossness' of a payment model is largely subjective I will just list some examples of games I think do it right, or at least they get close. Planetside 2, War Thunder, and World of Tanks.
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