I'm actually finding that my cash flows are quite limited, but that's because a lot of my cash is in stocks that I bought for dirt cheap and am waiting on to go up. Here's a few tips on the way the stock market works:
The LCN is basically tied to your save. That market gets influenced by in game actions and a lot of randomness (I think, maybe it's more complex than it appears). There are missions that drastically influence it, I made a cool $10,000 with no effort by paying attention to mission dialogue. As far as I know though, you can't really affect it with open world actions, all of it is in mission.
The Bawsaq market is tied to the social club. I believe it is influenced by players buying and selling stocks, but also by the actions of players. As I understand it, Ammunation stock, for example, can go up if players are A) buying a lot of it or B) buying a lot of products from Ammunation.
Personally, I'm absolutely loving the way money works in this game. There's just so much to do with it. I see businesses for sale that are so far out of reach that it seems like it would take a significant time investment to afford them, and I like that. That was missing from GTA IV.
As for the other stuff, I haven't noticed it.
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