Should hurricane damaged areas be rebuilt? Who should pay for the rebuilding? Current practice is for the federal government to reimburse people for their losses due to natural disasters. Thus most rebuild in the same disaster-prone area. In a sense the federal government encourages people to rebuild at a large cost to taxpayers. My opinion is that government should not outlaw building in hurricane prone areas, but the people that build in these areas have to assume the risks involved, that is, find private insurance or risk losing everything, i.e., don't expect to be bailed out with tax money. On the other hand, there are those who believe hurricane damages should be a shared public risk assumed by all taxpayers.