I bought a 55 inch 4K screen, but not to future-proof for myself, but more being able to sell it later in case I want something different. Regarding what @cyberbloke said. I initially had a shock too regarding that, but that's before I found the Game Mode. Switching to that has so far been fine. But I also have the TV running at 1080p since it mirrors my desktop and Windows is still very bad at high density.
Regarding the focus of console makers. They will go for 4K and/or VR because it's simpler to build towards. Better visuals is more complex, it requires good hardware documentation, engine optimization and most of all better art direction. I've seen plenty of high rez crappily placed textures in modern games or lots high demand shaders which produce bad results like a lot of shader based ambient occlusion.
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