I'm about 50/50 these days. It really depends. But the library I have for each of my consoles is about half physical and half digital. Actually for Xbox One I only actually own maybe 3-4 physical disks for it. But I have a ton of games on it that are digital. Then again I have a bunch of 360 games that are back compatible with it too. For PS4 I have a ton of physical disks, but about the same number of digital games too.
For me it just comes down to price and availability. And i'm getting lazier to where it sure is a lot more convenient in not having to physically swap disks than just go to the game in the library on the console and start it up.
It also depends on how much i'm looking forward to a game. If I literally want to play it on release, the minute it releases, then i'll usually preorder digitally rather than waiting to go to the store the next day. It's really nice to be able to pre order and preload a game and then play it, usually at 11PM or midnight the minute it unlocks.
I'm more inclined to buy physical when it's a game that goes on sale at Best Buy or something within a month or two when the digital copy is still full price. At the same time i'm more inclined to buy digital when there's a really good deal on a PSN flash sale or something. I'm usually pretty good at shopping around before buying, so when I see a digital flash sale I usually look to see what the same game is at pricewise physical.
I know it's more or less unfounded at this point but having an entire digital collection of games still makes me uneasy simply for the fact of not knowing what happens or what will happen to those games. And not having a physical, tangible copy that is "mine". There's still stories every now and then of games just disappearing or being changed because of licensing issues. That's still one of my main hangups on preferring physical sometimes.
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