@ben_h: I see it more as Ubisoft not putting in the work to make is scalable. It's not like on the lowest settings this game will look terrible. It'll most likely look great still, because they haven't done the work to change the assets and the rendering. Dead Rising 3 on PC, even if you turn most things off it looks great and still requires good specs. It's not a good thing, I'm just saying that's what it seems like they're doing.
It's absolutely a valid complaint, but there's an exploit where you start a new game and then back out at the character creator screen then load up your character and get 30 free moonstone. For now, that will help counter this issue. Until they fix it. It's a bit cheaty, but it's the kind of exploit I don't mind. Doesn't break the game at all.
@newhaap: It's under NDA but there isn't much to say other than what is already known via their FAQs and such. You pick the results for choices from the previous 2 games. It's about as simple as it sounds.