" Sony didn't say 10 million credit card records were obtained. They said they have 10 million credit card number records in total out of 77 million PSN accounts. They still say there is no evidence they were actually accessed, that they were encrypted in any case and the banks aren't seeing PSN related fraudulent activity. They've always used the phrase "may have been exposed" which is essentially code for "we're positive they are safe but are warning people anyway". "To be fair you don't need to link a credit card number to a PSN account, and - at least before the TOS changed and led into this fiasco - you were able to remove a credit card number from your account as well.
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