It's been stated, but you can get all your skills to 100. You won't get all those perks though. You level by increasing your skills, but unlike Morrowind and Oblivion, there's no set number of skill raises to level up. If your Destruction is 71 and your One-handed is 23, it takes fewer skill raises in Destruction to level up than One-handed (and you'll have better perks available in Destruction since your skill is so much higher), so it pays to specialize.
You stop getting perks when you stop leveling, but I don't know what the actual cap is. You reach the cap when you can't increase anymore skills and it's the same for all races.
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