A fucking Steam/Paypal horror story

Avatar image for nodeath
NoDeath

866

Forum Posts

432

Wiki Points

0

Followers

Reviews: 0

User Lists: 3

Edited By NoDeath
Warning: Big fucking read
 
This morning I received an email from Steam support. An email I've been waiting for days for with baited breath. An email that finally, put an end to this god damn shit storm. 
 
But clearly I'm getting ahead of myself.
 
Lets rewind to shortly before Christmas last year. For various reasons, I came into possession of a Razor Callahan endorsed FIVE GRAND! (note: not actually endorsed by Razor Callahan). Now, being a semi-responsible human being, the first thing I spent the money on was a bunch of crap I needed for college, which I'm starting this year. Now, only  being a semi-responsible human being, instead of spending the rest on a car or something that would be otherwise useful, I decided to spend it on SWEET, SWEET VIDEO GAMES. More specifically I put a large chunk aside to build a really good gaming rig. Determined not to simply squander the money I spent a huge amount of time researching what parts to get, where to get them and how to put the thing together myself. Because of this, I finished the build just a few days before the end of December. Which, coincidentally was when I was scheduled to take a two week trip to visit my dad in Dubai. A yearly ritual in which he spends as much money as he can on me in the hopes that I forget the fact he normally has nothing to do with me.
 
Now I had a bad-ass new PC, but no games that could harness its power. So of course I turned to Steam. Just before I left, I transferred a bunch of money from my bank account to my Paypal account, which is how I have to buy stuff online as I don't have a credit card, then off I went. It takes about a week for funds to transfer into Paypal using this method so it was about a week into the trip that, upon checking my emails on my dads laptop, I saw that the money was in. Barely able to contain my excitement I decided to purchase everything I wanted from the steam store then and there so that I could download and start playing the games the second I got back home. 

I bought about $300 worth of games that day. Here's a quick run down:
  • Modern Warfare 2
  • Borderlands
  • Dragon Age: Origins
  • Crysis
  • Torchlight
  • Left 4 Dead 2
  • Serious Sam HD: The First Encounter
  • S.T.A.L.K.E.R: Shadow of Chernobyl 

Now I know what your thinking. 
 
Where's the 'horror' part of the story? Five grand? A new PC? A two week all expense paid trip to one of the worlds biggest tourist destinations? Are you sure you're not just some spoilt kid turning to the internet for yet another small glob of attention? 
 
Well I'm glad you asked dear reader, for this is where, as they say, the shit hit the fan. 
 
What follows is a small but deadly chain of events. Paypal noticed I was spending money from Dubai instead of Australia, my normal place of residence. This raised a red flag at paypal so they cut access to my account pending an investigation, contacted the seller, in this case Steam and withheld the funds from being transferred. Seeing as the funds didn't get through to Steam, this counted as payment fraud under the Steam subscriber agreement so they disabled my account. Shut it down. Killed it. In the span of a few hours I had lost access to both my Paypal and Steam accounts and almost $1000 dollars worth of games, $300 of which I hadn't had a chance to start downloading, much less install and play. I spent a good 3 hours sitting in front of that laptop trying to figure all this out. Needless to say, many an expletive was uttered.
 
At this point I was just realising exactly how deep in shit I really was. Obviously my first thought was 'How the fuck do I fix this'. Actually I should say first rational thought. My first thought was something along the lines of 'AAAAAAAAH! I'M SO FUCKING SCREWED! AHHHHHH!!!111!'. Looking to Paypal first I discovered that in order to regain access to my account I had to prove I was me. How do I do this? Well they charge two small cent fees to my credit card, then I relay back to them what two amounts they charged. Easy enough, right? The astute reader will remember as I mentioned earlier I don't have a credit card. But wait! They have alternative methods! Firstly, they could use the charging method except with my bank account. That sounded fine to me but no matter how many times I tried it, the damn thing  simply wouldn't let me past the screen where I chose which bank account I wanted charged. Eventually I gave up and sent them a scan of my drivers license. The next day I checked and after having to change my password and security questions my account was unlocked. 
 
Fantastic! I thought, things are going swimmingly! Now I could only hope that the disabled steam account wasn't permanent. I contacted steam support with an email that in all honesty was far snarkier than it should have been. In my defence I was tired and now that the shock had worn off, just plain angry at the whole situation. Well I got my dues in an equally snarky response telling me I needed to fix the Paypal issue first and kindly reminded me that the games on the account couldn't be transferred to another and that I couldn't get a refund on the games I'd just bought. Gee, thanks. Back to the problem at hand. I'd already fixed the Paypal issue. Hadn't I? It turns out that while yes I had regained access to my account, the payment itself was still under investigation. 
 
So back I went. Looking at the Paypal resolution centre, the payment stated that it required action from me before it could be fixed but try as I might I couldn't for the life of me figure out what it was I needed to do. Eventually I gave up and just sent them an email. Being polite this time I explained the situation and awaited a reply. And waited. And waited a little more. Almost a full week after I'd sent the email, I got a very apologetic reply telling me it had all been fixed. The payment had been sent. Back in Australia at this point, I literally spent a few minutes dancing around my room in joy before sending one final email to Steam. The response to which I was referring to at the beginning of this behemoth of a post.
 
So in the end all was well. I've always been a huge supporter of steam and it saddens me to say this ordeal has seriously affected my view of the service as there where a few points where I genuinely thought I wasn't going to get my account back. I'm not really sure what I should take from this. I know the security measures are there for a reason and I'm pretty sure my situation is in the minority. 
 
PS: Thank you very much if you actually bothered to read all this
Avatar image for nodeath
NoDeath

866

Forum Posts

432

Wiki Points

0

Followers

Reviews: 0

User Lists: 3

#1  Edited By NoDeath
Warning: Big fucking read
 
This morning I received an email from Steam support. An email I've been waiting for days for with baited breath. An email that finally, put an end to this god damn shit storm. 
 
But clearly I'm getting ahead of myself.
 
Lets rewind to shortly before Christmas last year. For various reasons, I came into possession of a Razor Callahan endorsed FIVE GRAND! (note: not actually endorsed by Razor Callahan). Now, being a semi-responsible human being, the first thing I spent the money on was a bunch of crap I needed for college, which I'm starting this year. Now, only  being a semi-responsible human being, instead of spending the rest on a car or something that would be otherwise useful, I decided to spend it on SWEET, SWEET VIDEO GAMES. More specifically I put a large chunk aside to build a really good gaming rig. Determined not to simply squander the money I spent a huge amount of time researching what parts to get, where to get them and how to put the thing together myself. Because of this, I finished the build just a few days before the end of December. Which, coincidentally was when I was scheduled to take a two week trip to visit my dad in Dubai. A yearly ritual in which he spends as much money as he can on me in the hopes that I forget the fact he normally has nothing to do with me.
 
Now I had a bad-ass new PC, but no games that could harness its power. So of course I turned to Steam. Just before I left, I transferred a bunch of money from my bank account to my Paypal account, which is how I have to buy stuff online as I don't have a credit card, then off I went. It takes about a week for funds to transfer into Paypal using this method so it was about a week into the trip that, upon checking my emails on my dads laptop, I saw that the money was in. Barely able to contain my excitement I decided to purchase everything I wanted from the steam store then and there so that I could download and start playing the games the second I got back home. 

I bought about $300 worth of games that day. Here's a quick run down:
  • Modern Warfare 2
  • Borderlands
  • Dragon Age: Origins
  • Crysis
  • Torchlight
  • Left 4 Dead 2
  • Serious Sam HD: The First Encounter
  • S.T.A.L.K.E.R: Shadow of Chernobyl 

Now I know what your thinking. 
 
Where's the 'horror' part of the story? Five grand? A new PC? A two week all expense paid trip to one of the worlds biggest tourist destinations? Are you sure you're not just some spoilt kid turning to the internet for yet another small glob of attention? 
 
Well I'm glad you asked dear reader, for this is where, as they say, the shit hit the fan. 
 
What follows is a small but deadly chain of events. Paypal noticed I was spending money from Dubai instead of Australia, my normal place of residence. This raised a red flag at paypal so they cut access to my account pending an investigation, contacted the seller, in this case Steam and withheld the funds from being transferred. Seeing as the funds didn't get through to Steam, this counted as payment fraud under the Steam subscriber agreement so they disabled my account. Shut it down. Killed it. In the span of a few hours I had lost access to both my Paypal and Steam accounts and almost $1000 dollars worth of games, $300 of which I hadn't had a chance to start downloading, much less install and play. I spent a good 3 hours sitting in front of that laptop trying to figure all this out. Needless to say, many an expletive was uttered.
 
At this point I was just realising exactly how deep in shit I really was. Obviously my first thought was 'How the fuck do I fix this'. Actually I should say first rational thought. My first thought was something along the lines of 'AAAAAAAAH! I'M SO FUCKING SCREWED! AHHHHHH!!!111!'. Looking to Paypal first I discovered that in order to regain access to my account I had to prove I was me. How do I do this? Well they charge two small cent fees to my credit card, then I relay back to them what two amounts they charged. Easy enough, right? The astute reader will remember as I mentioned earlier I don't have a credit card. But wait! They have alternative methods! Firstly, they could use the charging method except with my bank account. That sounded fine to me but no matter how many times I tried it, the damn thing  simply wouldn't let me past the screen where I chose which bank account I wanted charged. Eventually I gave up and sent them a scan of my drivers license. The next day I checked and after having to change my password and security questions my account was unlocked. 
 
Fantastic! I thought, things are going swimmingly! Now I could only hope that the disabled steam account wasn't permanent. I contacted steam support with an email that in all honesty was far snarkier than it should have been. In my defence I was tired and now that the shock had worn off, just plain angry at the whole situation. Well I got my dues in an equally snarky response telling me I needed to fix the Paypal issue first and kindly reminded me that the games on the account couldn't be transferred to another and that I couldn't get a refund on the games I'd just bought. Gee, thanks. Back to the problem at hand. I'd already fixed the Paypal issue. Hadn't I? It turns out that while yes I had regained access to my account, the payment itself was still under investigation. 
 
So back I went. Looking at the Paypal resolution centre, the payment stated that it required action from me before it could be fixed but try as I might I couldn't for the life of me figure out what it was I needed to do. Eventually I gave up and just sent them an email. Being polite this time I explained the situation and awaited a reply. And waited. And waited a little more. Almost a full week after I'd sent the email, I got a very apologetic reply telling me it had all been fixed. The payment had been sent. Back in Australia at this point, I literally spent a few minutes dancing around my room in joy before sending one final email to Steam. The response to which I was referring to at the beginning of this behemoth of a post.
 
So in the end all was well. I've always been a huge supporter of steam and it saddens me to say this ordeal has seriously affected my view of the service as there where a few points where I genuinely thought I wasn't going to get my account back. I'm not really sure what I should take from this. I know the security measures are there for a reason and I'm pretty sure my situation is in the minority. 
 
PS: Thank you very much if you actually bothered to read all this
Avatar image for mattyftm
MattyFTM

14914

Forum Posts

67415

Wiki Points

0

Followers

Reviews: 4

User Lists: 11

#2  Edited By MattyFTM  Moderator

Yeah, it can be a hassle to sort out steam payments if your bank or paypal reject the payments for some reason. It does all eventually get sorted out through.

Avatar image for dylabaloo
Dylabaloo

1573

Forum Posts

7

Wiki Points

0

Followers

Reviews: 0

User Lists: 5

#3  Edited By Dylabaloo

Cool read I guess all I can say is with good stuff comes bad stuff, glad everything worked out and maybe this will stop others from making the same mistake.

Avatar image for geno
Geno

6767

Forum Posts

5538

Wiki Points

0

Followers

Reviews: 15

User Lists: 3

#4  Edited By Geno

Wow, Paypal disables your account for using it in another country? I have to write this stuff down. I'm happy for you that things worked out. 

Avatar image for harris
harris

841

Forum Posts

11

Wiki Points

0

Followers

Reviews: 0

User Lists: 3

#6  Edited By harris

Interesting story, glad it worked out in the end. I've read a lot of stories in which paypal in conjunction with large amounts of money lead to terrible things; so I try to stay away from that.

Avatar image for suicidal_sniper
Suicidal_SNiper

951

Forum Posts

2

Wiki Points

0

Followers

Reviews: 0

User Lists: 1

#7  Edited By Suicidal_SNiper

Glad it all worked out in the end but I don't think Steam is the one to blame. I've heard tons and tons of Paypal horror stories and some that are very close to yours.

Avatar image for charlesalanratliff
CharlesAlanRatliff

5763

Forum Posts

13647

Wiki Points

0

Followers

Reviews: 0

User Lists: 34

I know this is more about Steam, but PayPal is widely known for causing massive problems that result in people losing tons of money. They are a bad company. I have had problems with them before.
 
Glad you got it sorted out!

Avatar image for kinarion
Kinarion

391

Forum Posts

1657

Wiki Points

0

Followers

Reviews: 0

User Lists: 4

#9  Edited By Kinarion

I've had a similar experiences just using Credit Cards on Steam.  I'd move coast to coast and the cards would red flag when I used Steam somewhere new.  Ridiculousness.

Avatar image for meowayne
Meowayne

6168

Forum Posts

223

Wiki Points

0

Followers

Reviews: 1

User Lists: 12

#10  Edited By Meowayne

So, both Paypal and Steam did something perfectly reasonable under perfectly reasonable suspicions and, contacting them both, you were able to contact actual human members of the respective support team and had the issue sorted out?
 
Oh, what a horrible, horrible story that is.
 
 
 
(Still confused about Americans not having proper Internet banking)

Avatar image for iam3green
iam3green

14368

Forum Posts

350

Wiki Points

0

Followers

Reviews: 0

User Lists: 0

#11  Edited By iam3green

dang that is a horrible story. it is a very hard thing to do when u have problems with two different companies. i really can't really think of any bad things that happened to me.

Avatar image for coltonio7
Coltonio7

3214

Forum Posts

114

Wiki Points

0

Followers

Reviews: 1

User Lists: 2

#12  Edited By Coltonio7

That was an awesome read. Your life is great.

Avatar image for apathylad
apathylad

3235

Forum Posts

1150

Wiki Points

0

Followers

Reviews: -1

User Lists: 7

#13  Edited By apathylad

Wow...for once I'm glad I don't travel, so I wouldn't purchase something away from home and end up getting my account blocked.

Avatar image for ajamafalous
ajamafalous

13992

Forum Posts

905

Wiki Points

0

Followers

Reviews: 0

User Lists: 9

#14  Edited By ajamafalous
Spelled Crysis wrong, bro.
 
 
 

@Meowayne said:
" American "
@NoDeath said:
" Australia, my normal place of residence "
Avatar image for jimbo
Jimbo

10472

Forum Posts

2

Wiki Points

0

Followers

Reviews: 0

User Lists: 3

#15  Edited By Jimbo

Isn't it a good thing that these companies were as on the ball as they were?  In all fairness, it was a pretty unlikely series of events leading up to the issue - somebody spending $300 on Steam in one go, from outside their country of residence, appears pretty fucking shady on the face of it.

Avatar image for shaunassnz
ShaunassNZ

2233

Forum Posts

196

Wiki Points

0

Followers

Reviews: 0

User Lists: 0

#16  Edited By ShaunassNZ

Fuck your life sounds grand, FIVE GRAND!

Avatar image for seriouslynow
SeriouslyNow

8504

Forum Posts

0

Wiki Points

0

Followers

Reviews: 0

User Lists: 1

#17  Edited By SeriouslyNow

Steam has overcharged me one time in almost in 6 years of doing business with them.  They credited the charge back into my account the next day and then gave the game I purchased free of charge too.
 
Also, Australians never call it college. We call Tertiary study campuses Universities or "Uni" for short, so I'm doubting the veracity of the OP slightly.

Avatar image for purerok
PureRok

4272

Forum Posts

4226

Wiki Points

0

Followers

Reviews: 1

User Lists: 2

#18  Edited By PureRok
@ShaunassNZ said:
" Fuck your life sounds grand, FIVE GRAND! "
Zing!
Avatar image for shaunassnz
ShaunassNZ

2233

Forum Posts

196

Wiki Points

0

Followers

Reviews: 0

User Lists: 0

#19  Edited By ShaunassNZ
@PureRok said:
" @ShaunassNZ said:
" Fuck your life sounds grand, FIVE GRAND! "
Zing! "
Zong!
Avatar image for nodeath
NoDeath

866

Forum Posts

432

Wiki Points

0

Followers

Reviews: 0

User Lists: 3

#20  Edited By NoDeath
@Meowayne: In hindsight I do see your point, but try saying that after you spend a week not sure if you're going to get your steam account back.
 
@ajamafalous:  Thanks, fixed the typo.
 
@Coltonio7@ShaunassNZ: Don't be fooled! Under normal circumstances my life isn't filled with random large sums of money falling into my lap. This was very much a one off thing.
Avatar image for phished0ne
Phished0ne

2969

Forum Posts

1841

Wiki Points

0

Followers

Reviews: 0

User Lists: 7

#21  Edited By Phished0ne
@NoXious:  I bought a bottle of liquor in philadelphia with a credit card listed in the pittsburgh area, and they rejected the payment without even calling  me to make  sure it was a valid purchase.  
Credit cards in general  can be a gigantic hassle.   But really people? it is unreasonable that they shut down his account? i think its perfectly understandable.
 
  @Vito_Raliffe said:

" I know this is more about Steam, but PayPal is widely known for causing massive problems that result in people losing tons of money. They are a bad company. I have had problems with them before.  Glad you got it sorted out! "

 
I've never had an issue with paypal, the only problems i've heard about them was the few times their security wasnt up to snuff and peoples credit info got out. but the fixed it and payed back all the charges.   What kind of issues? this intrigues me.
Avatar image for the8bitnacho
the8bitNacho

2304

Forum Posts

6388

Wiki Points

0

Followers

Reviews: 28

User Lists: 2

#22  Edited By the8bitNacho
@NoDeath: Your opinion of Steam was changed by this?  Really?  If you were *actually* a victim of identity theft or credit card fraud or whatever, and these undeniably draconic measures weren't in place to protect you, you'd be bitching about the exact opposite situation.
Avatar image for jmrwacko
jmrwacko

2537

Forum Posts

50

Wiki Points

0

Followers

Reviews: 0

User Lists: 2

#23  Edited By jmrwacko
@NoDeath: Welcome to the wonderful world of credit. It sucks ass.
Avatar image for cornonthecobbe
CornontheCobbe

2693

Forum Posts

288

Wiki Points

0

Followers

Reviews: 0

User Lists: 3

#24  Edited By CornontheCobbe

Glad to see things turned out well Richie Rich. I jest ; ) 
 
Steam certainly has been a bit of a problem for me before also in the past.

Avatar image for zaapp1
Zaapp1

716

Forum Posts

556

Wiki Points

0

Followers

Reviews: 0

User Lists: 9

#25  Edited By Zaapp1

Couldn't your dad just have bought all of....you know what, never mind.

Avatar image for mikkaq
MikkaQ

10296

Forum Posts

52

Wiki Points

0

Followers

Reviews: 0

User Lists: 2

#26  Edited By MikkaQ

Oh what what a mess, dude. This is why I'm still mad weary of digital distribution, and... well credit cards and shit really. 
 
Cold hard cash is how gangstas run they bizness. 

Avatar image for danieljw
DanielJW

4933

Forum Posts

8618

Wiki Points

0

Followers

Reviews: 2

User Lists: 8

#27  Edited By DanielJW

Awesome read. Glad to hear you got everything fixed up.